Putting you at the center of an individualized, dynamic financial plan.
With each change in your life, you are faced with new opportunities and obstacles, which have the potential to move you closer to your goals or farther away. One of the most important decisions you can make is selecting a financial advisor who has the experience and structure to provide the best advice when faced with these decisions.
As different life stages emerge, we’re there to revisit your goals, bring in specialized team members and collaborate with your extended advisory team (CPAs, attorneys, etc.) as needed. Whatever your financial goals, whatever your horizon, JFS Wealth Advisors can provide a team of financial advisors that’s tailored to support you.
We call our approach the Lifetime Planning Continuum®.
Our experienced financial advisors can help answer the questions keeping you up at night.
Your Family
- Are we living beyond our means?
- Are we setting enough money aside for the children’s college tuition?
- What financial considerations come with changing jobs?
- How expensive of a home can we afford? And where/how do I get the best mortgage? Or, should I just keep renting?
Your Investments
- Is my portfolio designed to weather market downturns? What should I do during market volatility?
- How should I evaluate long-term performance?
- Should we be implementing a more conservative investment strategy?
- What should an advisor cost me?
- When should I buy? When should I sell?
Your Estate
- What estate planning changes do I need to make after my divorce or before getting remarried?
- Are my assets properly titled to minimize probate costs?
- Do my estate documents (wills, trusts, powers of attorney, etc.) reflect my current wishes?
- Do I know who gets my “stuff” when I die? Will it be an easy process for them?
Your Legacy
- How can I protect and grow my family’s wealth after I pass?
- What’s the best way to support the organizations I care about—CLATs, CLUTs, CRATs, or CRUTs? (oh my!)
- How much can I afford to give to charity now vs. through my last will and testament?
- Should I consider a donor-advised fund or private foundation?
Your Retirement
- Are we on track to reach our retirement goals?
- How can I be sure I won’t run out of money in retirement?
- When is the best time for my spouse and me to start receiving Social Security benefits?
- Will I be able to afford the cost of health and long-term care?
Your Business
- Do I borrow or use personal assets to fund my small business?
- Should I set up a business retirement plan for my employees? What are the costs of doing that?
- How do I maximize business benefits to align with my personal goals?
- How do I prepare my business for when I want to retire?
Trust, accountability, and no surprises.
Before we engage in a business relationship with you, we establish a clearly written plan that outlines our process and approach, detailing what we’re going to do and how we’re going to do it. Your advisory team will provide you with a thorough understanding of the financial impact of the various options available so you’re positioned to make the best possible decisions for you and your family.