A committed companion sitting with you on the same side of the table.

Individuals & Families

Knowledge is power. Family is commitment. Confidence is knowing you have both.

Money is personal. So why do so many settle for a wealth manager that feels like an ATM transaction? We consider our clients family, and we’re often their first call at the onset of a major life event. We believe the best decisions rarely stem from telling clients what they’d like to hear, but rather, what they need to hear.

Streamlining complex financial situations takes an experienced advisor who works with people like you and understands the many challenges you face. Our Lifetime Planning Continuum® approach to wealth management allows us to continually review your unique situation to identify areas of concern and opportunity.

The Client Experience

Depending on what’s best for you and your family, our planning may include the following services:

Financial Planning and Consulting

  • Cash flow, budgeting and liquidity planning
  • Estate and probate planning, implementation and mapping
  • Retirement and benefits planning
  • Education planning
  • Coordination of relationships with external service providers—e.g. CPAs, attorneys and insurance agents

Investment Selection and Management

  • Vetting/selection of investment managers and investment vehicles, including direct investment in alternatives, through competent, robust investment teams
  • Research and recommend broadly diversified, income tax-efficient investments and investment asset location strategies
  • Develop Investment Policy Statement (IPS)
  • Ongoing asset allocation and rebalancing to ensure optimal portfolio performance
  • Portfolio monitoring and reporting

Tax Planning and Consulting

  • Annual and ongoing tax planning (estate, regular income & AMT, inheritance and gift tax)
  • Management and administration of IRS notices/audits
  • Stock option and executive compensation planning
  • Tax preparation, if desired

Insurance Review and Risk Assessment

  • Review existing policies for all forms of insurance (e.g. life, home, auto, medical, disability, umbrella liability, long-term care, etc.)
  • Analyze insurance needs and recommend alternatives to meet them
  • Work with an unaffiliated insurance provider to implement risk management recommendations and strategy

Estate and Legacy Planning

  • Review existing documents relative to client goals and objectives (e.g. wills, trusts, powers of attorney, etc.)
  • Prepare estate plan recommendations
  • Recommend alternative planning strategies to minimize tax effects of wealth transfer and maximize benefit to heirs (e.g. titling of assets, beneficiary designations, use of trusts, etc.)
  • Work with an unaffiliated estate attorney to implement estate plan and review attorney-prepared estate documents

Family and Charitable Gifting Strategies

  • Analyze and recommend effective gifting strategies for transferring wealth to heirs and/or preferred charitable causes
  • Private foundation management
  • Donor-advised fund management
  • Passing charitable values to next generation

Speak with one of our advisors.

Get an initial assessment on your planning needs or get a second opinion on your existing plan with a complimentary, no pressure consultation.

Talk to us