Depending on what’s best for you and your family, our planning may include the following services:
Financial Planning and Consulting
- Cash flow, budgeting and liquidity planning
- Estate planning, probate planning, implementation and mapping
- Retirement planning and benefits consulting
- Education planning
- Coordination of relationships with external service providers—e.g. CPAs, attorneys and insurance agents
Investment Selection and Management
- Vetting/selection of investment managers and investment vehicles, including direct investment in alternatives, through competent, robust investment teams
- Research and recommend broadly diversified, income tax-efficient investments and investment asset location strategies
- Develop Investment Policy Statement (IPS)
- Ongoing asset allocation and rebalancing to ensure optimal portfolio performance
- Portfolio monitoring and reporting
Tax Planning and Consulting
- Annual and ongoing tax planning (estate, regular income & AMT, inheritance and gift tax)
- Management and administration of IRS notices/audits
- Stock option and executive compensation planning
- Tax preparation, if desired
Insurance Review and Risk Assessment
- Review existing policies for all forms of insurance (e.g. life, home, auto, medical, disability, umbrella liability, long-term care, etc.)
- Analyze insurance needs and recommend alternatives to meet them
- Work with an unaffiliated insurance provider to implement risk management recommendations and strategy
Estate and Legacy Planning
- Review existing documents relative to client goals and objectives (e.g. wills, trusts, powers of attorney, etc.)
- Prepare estate plan recommendations
- Recommend alternative planning strategies to minimize tax effects of wealth transfer and maximize benefit to heirs (e.g. titling of assets, beneficiary designations, use of trusts, etc.)
- Work with an unaffiliated estate attorney to implement estate plan and review attorney-prepared estate documents
Family and Charitable Gifting Strategies
- Analyze and recommend effective gifting strategies for transferring wealth to heirs and/or preferred charitable causes
- Private foundation management
- Donor-advised fund management
- Passing charitable values to next generation